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The data, techniques, information and suppositions contained or reflected thus are restrictive of Systainalytics or potentially its outsider planned for interior, non-business use, and may not be replicated, appropriated or utilized in any capacity, including by means of reference, except if in any case expressly concurred recorded as a hard copy. They are accommodated educational purposes just and (1) don't comprise speculation counsel; (2) can't be deciphered as a proposition or sign to trade protections, to choose a task or make any sort of deals; (3) don't address an appraisal of the guarantor's monetary presentation, monetary commitments nor of its financial soundness (4) are not a substitute for an expert exhort; (5) past execution is no assurance of future outcomes.

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(a) Glass Lewis is an outsider information supplier with no immediate or circuitous responsibility to Licensee for money related harms for the exactness or culmination of the data it gave or to any postponements, interferences or exclusions with deference thereto; (b) okay, title and premium in and to the data it gave has a place with Glass Lewis and its outsider information suppliers; (c) the data gave contains no venture guidance on the benefits of purchasing, selling, buying in for, trading, reclaiming, holding or guaranteeing a specific speculation or of practicing or not practicing any right presented by any speculation to purchase, sell, buy in for, trade or recover a specific speculation, and Licensee has adequate experience and information to pursue its own venture choices totally autonomous of the data gave; (d) Licensee will, consistently, distinguish Glass Lewis as the wellspring of the data; and (e) THE INFORMATION IS PROVIDED ON AN "With no guarantees" BASIS, AND GLASS LEWIS AND ITS THIRD-PARTY DATA PROVIDERS MAKE NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY, COMPLETENESS OR FITNESS FOR A PARTICULAR PURPOSE THEREOF.

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The data contained thus: (1) is exclusive to Morningstar as well as its substance suppliers (corporate.morningstar.com/us/archives/TPM/Third%20Party%20March%202014.pdf); (2) may not be duplicated or circulated; and (3) isn't justified to be precise, finished or opportune. Neither Morningstar nor its substance suppliers are liable for any harms or misfortunes emerging from any utilization of this data. Past execution is no assurance of future outcomes.